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Bit of a stream of consciousness post, just based on the impression I have of your last few approaches and my thoughts about them:
Ok, time for you to change how you do things.
I've noticed a pattern.
You are essentially, and this is my pet peeve with "direct game", putting all the onus on HER. Not influencing her states of mind or her mood. Forget direct vs indirect for a moment, because both always come down to the same thing: you must influence her mind, get her out of where she is now and into this bubble between you and her (called vibe or rapport sometimes), so that you can turn her on and lead her to bed.
What you are doing instead is getting HER to make decisions - snap decisions in the moment. To which of course, people will always revert to their subconscious or automatic deicsion-making process. "You'Re cute and I want to say hi" = asking HER to decide whether you should be in her life or not, and what does she know about you? Nothing. Takes a very free, horny, out on the prowl, super attracted, or desperate or adventurous hehehe or whatever else woman to say "sure let's have him in my life."
Perhaps you'll get the occasional "ok, let's see what he's about", which you then follow-up with a couple of probing questions and giving up once there is even one bit of silence or hesitation on her part.
You're putting MORE onus on her to make decisions when you ask them to hang out later, or to give them their phone number (well, still those are good things to do, just nothign to really influence her into the direction you want things to go). And then when you get the objection about the husband or the borefriend (ehhee I love that old acronym), you focus on it and make that objection a real obstacle, no matter what your reply is. Again, no influence, and asking her to consciously go against social conditioning. Direct game will NOT address that. In fact, direct game is mostly a screening tool, but who wants to screen out 95% of their targets? Lazy people, lazy people who like to approach 20x more girls to get the same amount of success lol.
Direct game really is just a kind of opener, but you still gotta keep up some game after that. That's why to me, it's just an opener among many. Sometimes it's GREAT. And you know, when you turned the corner and "Accidentally" bumped into that chick and reacted spontaneously, this is GREAT for direct, it feels a lot more natural in her mind IMO cuz it just happened, you don't seem like you planned on saying that or like you say that to every girl who sits near you at Starbucks or girls who you deliberately sit nearby. Makes sense?
I don't think anyone is asking you to fall silent. I think we're asking you to try different ways of talking, yes even to the same woman. She falls silent, say something else, see what she bites on. She objects about some maybe-imaginary husband or boyfriend, no worries, ignore it and keep talking, see if she can still bite. See if you can move her emotions and sexuality towards some more fun rather than take it as an impenetrable wall... For all you know, she's dying for that sort of experience in her boring life... Not to make decisions that will go against all her social conditioning!